PBA 

  
Private Banking Advisory



News and Comment:

How independent are financial advisors?
 

 The experienced Partner for the Investor with a substantial Portfolio

    July  2010 > Contact

 




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Regulation


The cataclysmic events experienced by investors during the market meltdown caused by the Credit Crunch of 2007-09 has highlighted the sorry fact that investors cannot just rely on regulators to protect them from investment scams or poor advice given by purveyors of investment advice or financial products.

Supposedly safe banking institutions suddenly have to be rescued and to add insult to injury their shareholders are expropriated at the stroke of the regulator's pen and left empty-handed.

Ponzi schemes like the infamous Madoff Funds are allowed to continue under the regulator's noses for many years and when the crunch comes investors have to fight for the pennies that are paid back to them in compensation.

So we can only say: Buyer beware! It is often said that people spend a large amount of time on research before buying items of everyday use such as Televisions, Refrigerators etc but when it comes to investments they are all-too-easily tempted by fancy ads, a rumour picked up at a party or seemingly professional advice given by people in immaculate suits sitting in well-appointed offices in the best locations in town.

We suggest that any investor conducts due diligence with respect to the qualifications of any advisor, verifies his track record and puts it into the proper perspective and carefully assesses credit, counterparty and operational risks. In addition the fees have to be set at a level that is no drag on investment performance and also aligns the interests of the advisor closely with the interests of the client.
   


 

 

PBA will help you with the following:|

 

What is private in Private Equity Funds?

Should you participate in Euro experiment?

What can rebalancing your portfolio achieve?

How can you protect yourself against states going bankrupt?

Should you trust your financial advisor?

Are you in- or outside your hedge fund's sidepocket?

Implementing an appropriate asset allocation

Can financial advisors really be 'independent'?

MIFID
- a flop for the private investor

Are your management and performance fees calculated correctly?

Can you trust relatives when investing?

Pitfalls of investing in ETF's, ETN's, ETC's and ETT's

What is a step-down express
certificate?

Are Hedge Fund Billionaires good for your financial health?

Should you consider 'Newcits', and what are they?

Understand why some ETF's may not perform as you expect

How to survive the global war between savers and speculators

Is your financial adviser a professional or a business man/woman?

Why traditional diversification is no longer sufficient

How to protect yourself against currency 'reform'?

Risk aspects of property and money market funds

Is my money used to pay for banker's bonuses?

What is the best way to invest in Gold?

How should you Financial Adviser be compensated and what role does the remuneration structure of his employer have?

Does it matter where my investment manager is located?

Who is ultimately responsible for the regulation of my investment fund?

Are investments in the USA sensible given proposed changes in the tax law?

Where are my confidential financial affairs still treated with respect?

How to protect yourself from toxic financial instruments

Does past performance help in picking investment managers or funds?


Should you stay away from firms that use Celebrity endorsements?


How to understand what performance statistics hide

Do you need a financial advisor that walks your dog?

Not all regulators are created equal. Which ones should you trust - and what does it mean when an advisor is regulated?


What type of Institution will suit your needs better? Large or Small Banks, Private Banks, Independent Asset Managers or Boutique Managers?

What are the implications if Hedge Funds hold massive cash reserves?

How meaningful is the fact that a Hedge Fund has had only 15 losing months during the past 15 years?

Are larger Hedge Funds or Fund of Funds necessarily better for you?


What is the correct way to set targets for performance fees on Hedge Funds?

Is a 'High-Water-Mark' sufficient to protect the interests of Investors in Hedge Funds?

Are Hedge Funds really a new Asset Class?

There are so many different Indices of Hedge Fund Performance - which one shall I pay attention to?

 


 




 

   
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